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	<title>Property Bubble</title>
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	<link>http://propertybubble.co.uk</link>
	<description>Bursting through the property market</description>
	<lastBuildDate>Tue, 03 May 2011 17:56:58 +0000</lastBuildDate>
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		<item>
		<title>The sun is out, the garden is waiting&#8230;</title>
		<link>http://propertybubble.co.uk/selling/the-sun-is-out-the-garden-is-waiting/</link>
		<comments>http://propertybubble.co.uk/selling/the-sun-is-out-the-garden-is-waiting/#comments</comments>
		<pubDate>Fri, 22 Apr 2011 15:27:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[Landlords]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Broken Glass]]></category>
		<category><![CDATA[Cool Drink]]></category>
		<category><![CDATA[Fence]]></category>
		<category><![CDATA[Flower Beds]]></category>
		<category><![CDATA[Fortune]]></category>
		<category><![CDATA[Gardening]]></category>
		<category><![CDATA[Grass]]></category>
		<category><![CDATA[Imagine]]></category>
		<category><![CDATA[Little Bit]]></category>
		<category><![CDATA[Looking Glass]]></category>
		<category><![CDATA[Pretty Flower]]></category>
		<category><![CDATA[Property For Sale]]></category>
		<category><![CDATA[Rent]]></category>
		<category><![CDATA[Rubbish]]></category>
		<category><![CDATA[Shape]]></category>
		<category><![CDATA[Shed]]></category>
		<category><![CDATA[Sun]]></category>
		<category><![CDATA[Weeds]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=77</guid>
		<description><![CDATA[One of the things that may be overlooked when preparing your property for sale or rent is the garden. In fact, the condition of the garden can sometimes be make-or-break for getting a buyer interested. The size and shape of the garden is far less important that the look of the garden &#8211; if it [...]]]></description>
			<content:encoded><![CDATA[<p>One of the things that may be overlooked when preparing your property for sale or rent is the garden. In fact, the condition of the garden can sometimes be make-or-break for getting a buyer interested.</p>
<p>The size and shape of the garden is far less important that the look of the garden &#8211; if it looks tidy and safe, it&#8217;s an incentive for the buyer to purchase. They can imagine sitting there in the summer, cool drink in hand, looking at the neat grass and pretty flower beds. They don&#8217;t want to imagine sitting in the middle of a mountain of weeds while the shed falls down behind them, all the while looking out for broken glass and trying not to catch anything from the rubbish dump next to the fence!</p>
<p>It doesn&#8217;t cost a fortune to make your garden presentable, a just a little bit of maintenance every couple of weeks will keep it that way. Think of the time you spend as an investment in your property &#8211; it could clinch the sale you are looking for.</p>
<p><a href="http://90e7fe7n3fzb0s35ztjo2hq2io.hop.clickbank.net/?tid=PB" target="_top">Click Here</a> to see The Complete Gardening Course, featuring the Garden Master Plan.</p>
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		</item>
		<item>
		<title>Presenting Your Home</title>
		<link>http://propertybubble.co.uk/selling/presenting-your-home/</link>
		<comments>http://propertybubble.co.uk/selling/presenting-your-home/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 17:21:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Amount Of Time]]></category>
		<category><![CDATA[Decluttering]]></category>
		<category><![CDATA[Few Minutes]]></category>
		<category><![CDATA[First Impressions]]></category>
		<category><![CDATA[Good Reason]]></category>
		<category><![CDATA[Mimi]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Negative Impression]]></category>
		<category><![CDATA[Piles]]></category>
		<category><![CDATA[Renting Property]]></category>
		<category><![CDATA[Tanner]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=75</guid>
		<description><![CDATA[When selling (or even renting out) your property, first impressions count for a lot. Remember, the person looking around will only spend a few minutes looking in all the different rooms, and will not have a great deal of time to evaluate how suitable the property would be to live in. If you invest a [...]]]></description>
			<content:encoded><![CDATA[<p>When selling (or even renting out) your property, first impressions count for a lot. Remember, the person looking around will only spend a few minutes looking in all the different rooms, and will not have a great deal of time to evaluate how suitable the property would be to live in.</p>
<p>If you invest a small amount of time to ensure that your property is clean and tidy, you will be well on your way to making more money for the property &#8211; it is not uncommon for buyers to offer a lower price if they perceive the property is in need of work doing to it, and an untidy home can give that negative impression.</p>
<p>If you are pressed for time, Mimi Tanner may have the answer for you in her <a href="http://755389yh7dtb5l3eza-5qc0ne6.hop.clickbank.net/?tid=PB" target="_top">DeClutter Fast</a> system. Decluttering is easy, and a lot less stressful than spending day after day looking at piles of &#8216;stuff&#8217; just laying around for no good reason.</p>
<p><a href="http://755389yh7dtb5l3eza-5qc0ne6.hop.clickbank.net/?tid=PB" target="_top">Click here</a> to find out more.</p>
]]></content:encoded>
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		<item>
		<title>Buying Below Market Value</title>
		<link>http://propertybubble.co.uk/buying/buying-below-market-value/</link>
		<comments>http://propertybubble.co.uk/buying/buying-below-market-value/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 10:26:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[20k]]></category>
		<category><![CDATA[Asking Price]]></category>
		<category><![CDATA[Auction]]></category>
		<category><![CDATA[Bidders]]></category>
		<category><![CDATA[Ebay]]></category>
		<category><![CDATA[Fever]]></category>
		<category><![CDATA[Getting A Mortgage]]></category>
		<category><![CDATA[Heart]]></category>
		<category><![CDATA[Pennies]]></category>
		<category><![CDATA[Repossession]]></category>
		<category><![CDATA[Time Of Year]]></category>
		<category><![CDATA[Two Minutes]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=71</guid>
		<description><![CDATA[It&#8217;s getting to the time of year when the property market starts to get really active, and purchasing a property can actually become harder. If a property is priced sensibly &#8211; and that often means &#8220;below market value&#8221;, or how much it is perceived to be worth &#8211; then there will be a lot of [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-73" title="markdown" src="http://propertybubble.co.uk/wp-content/uploads/2011/04/markdown.jpg" alt="Price markdown" width="195" height="300" />It&#8217;s getting to the time of year when the property market starts to get really active, and purchasing a property can actually become harder. If a property is priced sensibly &#8211; and that often means &#8220;below market value&#8221;, or how much it is perceived to be worth &#8211; then there will be a lot of interest. It does not matter if the property in question is a repossession, priced sensibly for a quick sale, or has been owned for years with little or no mortgage, as long as the price is reasonable, people will be interested.</p>
<p>In these cases, it is easy to get caught in the &#8220;eBay trap&#8221; &#8211; we&#8217;ve all seen it. Something is for sale on eBay, and you place a bid for slightly lower than you would pay if you went to a shop. Someone else bids a few pennies higher. You feel this was your item, so you bid higher. Someone else bids. The original bidder bids higher. You&#8230;.give up and move on to something else. The other two bidders outbid each other for the last two minutes of the auction, and the item goes for four times the original value.</p>
<p>The same things happens with properties &#8211; as the price started low, people are willing to make higher offers if other people are interested &#8211; and it quickly gets out of hand. It&#8217;s not uncommon for prices to go up to 10 or 20k higher than the original asking price, and as the original price was &#8220;reasonable&#8221;, there&#8217;s no problem with getting a mortgage as the property could quite likely be valued much higher.</p>
<p>And you end up paying far more than you originally intended &#8211; don&#8217;t forget, the interest on your mortgage will be higher if the total amount is higher. It&#8217;s a double price rise every time you move up in cost.</p>
<p>So take it easy, and makes offers with you head &#8211; not your heart. Other properties will become available, just bide your time and don&#8217;t get the eBay fever&#8230;</p>
]]></content:encoded>
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		<item>
		<title>Making a good impression</title>
		<link>http://propertybubble.co.uk/selling/making-a-good-impression/</link>
		<comments>http://propertybubble.co.uk/selling/making-a-good-impression/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 15:18:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling]]></category>
		<category><![CDATA[Banking Crisis]]></category>
		<category><![CDATA[Better Chance]]></category>
		<category><![CDATA[Blank Canvas]]></category>
		<category><![CDATA[Colour Scheme]]></category>
		<category><![CDATA[Economic Climate]]></category>
		<category><![CDATA[Second Chance To Make A First Impression]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=68</guid>
		<description><![CDATA[What we learned from numerous TV shows ten years ago was that you needed to do certain things to your property in order to ensure it sold. But are these things still relevant today, where we are in the aftermath of a banking crisis, a recession and mortgages are harder to come by? One thing [...]]]></description>
			<content:encoded><![CDATA[<div>What we learned from numerous TV shows ten years ago was that you needed to do certain things to your property in order to ensure it sold. But are these things still relevant today, where we are in the aftermath of a banking crisis, a recession and mortgages are harder to come by?</p>
<p>One thing is for sure &#8211; you don’t get a second chance to make a first impression when selling your house. If you can create the impression of a bright and airy property that is clean and spacious, you stand a better chance of selling &#8211; and at the price that you want.</p>
<p>In these times, it is common for a buyer to offer 10%-25% less than the asking price, often citing instances of work needing doing or changes that need to be made. With a great looking house and a fairly neutral colour scheme, there’s not a lot that can be said that needs doing &#8211; you are effectively offering a spacious blank canvas for the buyer to stamp their identity on.</p>
<p>In any economic climate it is always worth making your property more desirable, but there is no need to go overboard, as long as jobs are done right. The quality of the finish is just as important as the kind of work that is done &#8211; a carpet that is fitted with gaps around the edge, or a bathroom that is re-tiled with tiles that don’t match or line up is liable to decrease the perceived value of a property rather than increase it in the eyes of the buyer.</p></div>
]]></content:encoded>
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		<title>Selling the untraditional way</title>
		<link>http://propertybubble.co.uk/agents/selling-the-untraditional-way/</link>
		<comments>http://propertybubble.co.uk/agents/selling-the-untraditional-way/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 17:39:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Agents]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Advantage]]></category>
		<category><![CDATA[Bricks And Mortar]]></category>
		<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Instant Access]]></category>
		<category><![CDATA[Local Press]]></category>
		<category><![CDATA[New Technology]]></category>
		<category><![CDATA[Personal Approach]]></category>
		<category><![CDATA[Popularity]]></category>
		<category><![CDATA[Preference]]></category>
		<category><![CDATA[Presence]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=64</guid>
		<description><![CDATA[Would you sell your house by using an online estate agent? Or do you prefer a bricks-and-mortar agent? There are benefits to both approaches. An online agent tends to cost far less and often provide you with features to help manage your own property online. You can have instant access to reports on the popularity [...]]]></description>
			<content:encoded><![CDATA[<div>Would you sell your house by using an <a href="http://www.nghomes.co.uk">online estate agent</a>? Or do you prefer a bricks-and-mortar agent?</p>
<p>There are benefits to both approaches. An online agent tends to cost far less and often provide you with features to help manage your own property online. You can have instant access to reports on the popularity of viewing your property too, and your property can usually be seen worldwide within minutes.</p>
<p>A traditional agent may offer a more personal approach, but may not be too quick to get you online &#8211; a delay of a week or more is not uncommon. These agents are also more likely to advertise your property in the local press, and have the advantage of having a presence in the high street that a casual passer by may notice.</p>
<p>With both styles, customer service will vary widely and depend entirely on the company involved.</p>
<p>Which is your preference? Are you all for new technology and a reduced cost, or do you prefer the more expensive approach that is grounded in reality?</p></div>
]]></content:encoded>
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		<item>
		<title>Really, get buying!</title>
		<link>http://propertybubble.co.uk/buying/really-get-buying/</link>
		<comments>http://propertybubble.co.uk/buying/really-get-buying/#comments</comments>
		<pubDate>Thu, 13 Jan 2011 12:35:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Approval Rates]]></category>
		<category><![CDATA[Getting A Mortgage]]></category>
		<category><![CDATA[House Prices]]></category>
		<category><![CDATA[Independent Mortgage Advisor]]></category>
		<category><![CDATA[Low Interest Rates]]></category>
		<category><![CDATA[Mortgage Approval]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=50</guid>
		<description><![CDATA[Halifax reports that house prices fell again in December in the UK, but also indicated that prices are now decreasing more slowly. This means we are approaching the bottom of the curve, and will soon be on an upwards turn again. As said in an earlier post, now is the time to buy. Interest rates [...]]]></description>
			<content:encoded><![CDATA[<p><a href="”http://www.bbc.co.uk/news/business-12149296”">Halifax reports that house prices fell again in December in the UK</a>, but also indicated that prices are now decreasing more slowly. This means we are approaching the bottom of the curve, and will soon be on an upwards turn again.</p>
<p>As said in an earlier post, now is the time to buy. Interest rates are still low, prices are nearly at rock bottom, and it’s a buyer’s market &#8211; anyone who has had their house up for sale over the past year will be eager to take an offer to get moving.</p>
<p>The start of the year is also traditionally the time to start looking for somewhere to move to, which will naturally increase demand for property over the coming month. As demand goes up, properties WILL sell, which then means prices will go up. BUY!</p>
<p>Look at it this way &#8211; you can now buy a property for potentially 25% less than a year ago. So what if it needs new carpets and a lick of paint? You just saved a fortune. Mortgage approval rates are on the up also, so if you are dubious about getting a mortgage with the tightened rules and regulations, it may still be worth speaking to an independent mortgage advisor to discover your options.</p>
<p>Additionally, if you are not moving but perhaps considering re-mortgaging &#8211; DO IT NOW. Low interest rates with a potential for fixing a low rate for a year or two should be enough to convince you anyway. When the interest rate starts to go up, it will keep going, and there is no telling when it will drop again. This is the ideal time to borrow money if you are able.</p>
<p>Take action now, or you may regret it in the long run.</p>
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		<item>
		<title>Buy a property&#8230;it is Christmas!</title>
		<link>http://propertybubble.co.uk/buying/buy-a-property-it-is-christmas/</link>
		<comments>http://propertybubble.co.uk/buying/buy-a-property-it-is-christmas/#comments</comments>
		<pubDate>Wed, 22 Dec 2010 16:42:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying]]></category>
		<category><![CDATA[Estate Agent Fees]]></category>
		<category><![CDATA[Fixed Rate Mortgage]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[New Year]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=46</guid>
		<description><![CDATA[Interest rates are low&#8230;but may go up soon. People are having difficulty selling and are more likely to consider accepting lower offers. VAT doesn&#8217;t go up until next month. Buy a property on a fixed rate mortgage now &#8211; save on estate agent fees and don&#8217;t feel the effect of interest rate changes in the [...]]]></description>
			<content:encoded><![CDATA[<p>Interest rates are low&#8230;but may go up soon.</p>
<p>People are having difficulty selling and are more likely to consider accepting lower offers.</p>
<p>VAT doesn&#8217;t go up until next month.</p>
<p>Buy a property on a fixed rate mortgage now &#8211; save on estate agent fees and don&#8217;t feel the effect of interest rate changes in the New Year. Could now be the time to kickstart the property market?</p>
]]></content:encoded>
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		<title>Repossessions to rise in 2011, lenders forecast</title>
		<link>http://propertybubble.co.uk/news/repossessions-to-rise-in-2011-lenders-forecast/</link>
		<comments>http://propertybubble.co.uk/news/repossessions-to-rise-in-2011-lenders-forecast/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 08:55:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=44</guid>
		<description><![CDATA[Mortgage arrears and repossessions will rise modestly next year, the Council of Mortgage Lenders (CML) predicts. Its annual forecast for the UK property market paints a picture of continued stagnation, with the current low level of sales persisting, and prices falling modestly or staying flat. Full story here.]]></description>
			<content:encoded><![CDATA[<p id="story_continues_1">Mortgage arrears and repossessions will rise modestly next year, the Council of Mortgage Lenders (CML) predicts.</p>
<p>Its annual forecast for the UK property market paints a picture of continued stagnation, with the current low level of sales persisting, and prices falling modestly or staying flat.</p>
<p><a href="http://www.bbc.co.uk/news/business-11992804">Full story here.</a></p>
]]></content:encoded>
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		<item>
		<title>No Christmas cheer for house prices</title>
		<link>http://propertybubble.co.uk/news/no-christmas-cheer-for-house-prices/</link>
		<comments>http://propertybubble.co.uk/news/no-christmas-cheer-for-house-prices/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 11:53:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Property Ladder]]></category>
		<category><![CDATA[Rics]]></category>
		<category><![CDATA[Slow Economy]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=41</guid>
		<description><![CDATA[LONDON (SHARECAST) &#8211; House prices kept falling in November as the slow economy and difficulty first-time buyers still have getting a foot on the property ladder kept buyers away. The number of surveyors reporting lower prices exceeded those seeing an increase by 44%, the Royal Institution of Chartered Surveyors (RICS) revealed Tuesday. Full story at [...]]]></description>
			<content:encoded><![CDATA[<p>LONDON (SHARECAST) &#8211; House prices kept falling in November as the slow economy and difficulty first-time buyers still have getting a foot on the property ladder kept buyers away.</p>
<p>The number of surveyors reporting lower prices exceeded those seeing an increase by 44%, the Royal Institution of Chartered Surveyors (RICS) revealed Tuesday.</p>
<p>Full story at <a href="http://www.sharecast.com/cgi-bin/sharecast/story.cgi?story_id=3903352">Sharecast</a>.</p>
]]></content:encoded>
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		<title>DIY avalanche: Dunfermline men cause home snowslide</title>
		<link>http://propertybubble.co.uk/news/diy-avalanche-dunfermline-men-cause-home-snowslide/</link>
		<comments>http://propertybubble.co.uk/news/diy-avalanche-dunfermline-men-cause-home-snowslide/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 10:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://propertybubble.co.uk/?p=39</guid>
		<description><![CDATA[Two men in Fife have caused a mini-avalanche after trying to clear their gutters of ice to prevent any structural damage. View the video at the BBC website.]]></description>
			<content:encoded><![CDATA[<p>Two men in Fife have caused a mini-avalanche after trying to clear their gutters of ice to prevent any structural damage.</p>
<p>View the video at the <a href="http://www.bbc.co.uk/news/uk-scotland-11954988">BBC website</a>.</p>
]]></content:encoded>
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